Permanent life insurance that is not permanent

Many people pay for permanent life insurance policies that have an interest component. Interest being where it is today is slowly putting these policies underwater. By that I mean at some point many of these policies will have no value -0-. No cash value and no death benefit. The current policies of this type being sold today are now typically guaranteed to age 105 or higher.

It is critical for most people to have their life insurance policies reviewed by a life insurance professional to make sure that their policies will achieve their expectations. Otherwise they or their beneficiary may be terribly disappointed.


About insureabetterlife

Interstate Health Underwriters, Inc. specializes in individual health insurance, long term care insurance and group health insurance for businesses. We offer the most affordable and comprehensive health insurance plans in the Maryland market place for individuals and employer groups.
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